Should You Get Travel Insurance – Get coverage for travel inconvenience and medical expenses (including pre-medical conditions and COVID-19) on your next vacation.
Planning a farm vacation? Protect your cruise travel with our travel insurance that includes COVID-19 coverage Please refer to our COVID-19 travel FAQ for more information
Should You Get Travel Insurance
Enhanced COVID-19 Travel Gateway Advanced travel and annual travel insurance policies now include COVID-19 benefits and can be purchased online. For Individual Travel Plan (Standard Plan), enjoy the COVID-19 benefit for the first 90 days of each travel For Annual Policy (Standard Plan), you enjoy the COVID-19 benefit for multiple trips in a year, however, please note that each trip should not exceed 90 calendar days one way. For more information on all other types of plans and full coverage and exclusions, please refer to the COVID-19 travel FAQ and the COVID-19 policy conditions.
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24/7 Medical Emergency Hotline: You can call (65) 6338 1222 for help in case of accident or medical emergency anywhere in the world.
It may indicate the maximum amount that will be paid for each benefit category under the family cover during one trip Each insured person only gets the maximum benefit for the insured person in the cover table
Coverage for all the benefits of our travel insurance is only effective when you are abroad:
For personal accidents, your cover starts when you leave your place of residence or work (whichever is later) to start your journey, or three hours before the date shown on your certificate of insurance, whichever is later. Complete Cover:
Everything You Want To Know About Buying Travel Insurance, Answered [sponsored]
Yes, our travel insurance will cover you against all travel related benefits, apart from any conditions arising from any pre-medical conditions. If you have a pre-existing condition, we recommend you take out the PreX Enhanced plan that covers pre-existing medical conditions. For coverage on pre-treatment conditions, please refer to the Advanced PreX Plans section
The pre-existing medical condition definition also applies to the injury or illness of your family member or travel companion
Leisure activities available to public/tourists such as buggy jumping, scuba diving, motorcycling (including cycling), horse riding, winter sports, water rafting are included in our standard policy.
However, risky or professional games and activities are not covered by our policy terms You can contact us on 6788 6616 if you want to check whether the work you are participating in is safe.
Should You Buy Annual Travel Insurance Next Year?
If my family, my father, my wife and my child are traveling together, can I buy under family cover?
You may want to consider buying family cover for your spouse and your child and adding the father as an insured person. This can be done by selecting a plan for your family cover and adding a guarantee on the next page
If my child turns 18 this year, can I still be tested as a child? How much will the tax be?
Yes, children above 30 days but below 21 years can be insured as children For details you may refer to our premium table found on our website
Why You Should Always Have Travel Insurance
You can purchase child cover under all plans or choose to upgrade to adult cover under Classic, Deluxe, Advanced Premium Basic and Enhanced Premium Superior plans. If your child is 16 years and above then you can be the policy holder
I will travel abroad for a year Can I buy a travel insurance policy to cover me for a year?
You can get a travel insurance plan for a trip for 180 consecutive days for the Classic, Deluxe and Preferred plans and a maximum period of 30 days for the Enhanced Premium plan. We are unable to accept coverage for more than 180 consecutive days
No, your insurance period will cover your entire journey from the date of departure from Singapore to the date of arrival in Singapore.
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While you are abroad, your insurance period will be automatically extended, at no extra charge for the first 14 days, if:
Our policy covers people who travel abroad for business or leisure It is not intended to cover people traveling for medical treatment
Yes, your travel insurance will reimburse you for priority and cost of emergency medical, surgical, hospital, dental and ambulance services recommended or requested by your doctor up to the limits shown in the cover table. Up to 45 days from your scheduled or first treatment date, whichever comes first
Yes, we will pay for necessary expenses and emergency dental treatment that we request a doctor to treat while abroad up to the limits shown in your plan’s cover table or as above. Up to 45 days from the date of first treatment, whichever comes first
Philippine Travel Insurance: Tourist Guide
Yes, our travel insurance will cover you for specialist medical expenses if you are referred by a general practitioner. This is up to 45 days from the date of first treatment or till the end of the policy contract, whichever is earlier
If I visit a doctor after I return to Singapore, will my policy cover me for medical expenses?
Yes, we will pay for medical, surgical, hospital, dental and ambulance expenses required for treatment and follow-up in Singapore, recommended or requested by a medical professional depending on the circumstances:
Yes, you can seek treatment from a Kannada medicine practitioner or chiropractor if the practitioner is registered with the Practitioners Council in Kannada Medicine (TCM) and has a valid practicing certificate. You must do this within three days of your return to Singapore and have a maximum of 30 days to continue treatment
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Yes, if you are hospitalized abroad for at least three days due to an injury or illness during your trip and are not accompanied by an older family member during that time, your family member may visit you.
We will pay reasonable economy class travel expenses (for air, sea or land travel) and hotel accommodation expenses for family members to stay with you or a traveling companion – to stay with you until you are medically fit. Medical practitioner for 30 days from the date of completion of your journey or to continue with your journey or return to Singapore, whichever comes first.
Yes, we will pay a benefit for every 24-hour period you are hospitalized, up to the amount shown in the cover table of your plan. This benefit ends when you leave the overseas hospital
No, or the designated aid agency will organize and decide on the most appropriate method of relocation This may include air ambulance, air ambulance, scheduled air transport or other appropriate means. You can be sure that our decision will be based solely on your weight and medical needs
Essential Tips You Should Know If You’re Travelling On The Vtl In 2022
Sending you home benefits cover the cost of shipping and handling the insured body to Singapore or your home country This is a system that covers death due to injury or illness sustained during the cruise
You have the right to cancel your travel benefits in the following circumstances, if they occur within 30 days of departure:
You have the right to cancel your travel privileges if the following circumstances occur before you leave Singapore:
* Family member means your husband or wife, children, parents, brothers and sisters, mother-in-law, brother-in-law, mother-in-law, grandparents, great-grandparents, daughter-in-law, daughter-in-law’s grandchildren.
Should You Buy Travel Insurance? Maybe
We cover travel expenses (air, sea or land travel) and accommodation expenses which are paid or agreed to be paid under the contract and which are not refundable up to the benefit limit of your plan (including travel agent cancellation fees). You must first request reimbursement of any expenses already paid from the transportation or accommodation provider We will reduce your claim by the amount reimbursed to you by the transport or accommodation provider
If I cancel two months before my travel date due to a critical illness, is it covered by my travel insurance?
No, you will only be covered under our cancellation of travel insurance if you cancel your trip less than 30 days before the date of your departure from Singapore due to our critical illness.
If I cannot travel due to work commitments and need to cancel my trip, is this covered by my travel insurance?
Coming In April, A Standard Travel Insurance Cover: Should You Opt For It?
No, you will not be covered under our travel insurance as occupational exposure is not one of our insurable risks. Otherwise, you can cancel your policy and we will refund the unused premium less administration charges.
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