How Much Is Car Insurance For A 17 Year Old?

It’s no secret that getting car insurance as a 17 year old can be expensive. Teen drivers represent the highest risk to both themselves and the insurance companies, and as such the premiums they pay reflect this. If you’re a 17 year old looking for car insurance, you may be wondering how much you might be expected to pay. Here, we’ll look at the factors that affect the cost of car insurance for 17 year olds, and what you can do to help reduce your premiums.

Factors that Affect Car Insurance for 17 Year Olds

There are a number of factors that will affect the cost of car insurance for 17 year olds. The most obvious is the type of car you drive. The newer and more expensive a car, the higher the cost of insurance. The make and model of the car can also affect the cost, with higher performance cars costing more to insure. Age, gender and even postcode can also play a role in determining the cost.

Tips to Help Reduce Your Car Insurance Costs

There are a number of things you can do to help keep the cost of your car insurance down. One of the most effective is to shop around and compare quotes from different insurers. Each insurer will have different criteria, so it’s worth taking the time to get a few quotes to ensure you’re getting the best deal. You should also take a look at any discounts available. Many insurers offer discounts for students, good drivers and those who have completed a defensive driving course.

Another way to reduce the cost of your car insurance is to increase your excess. The higher the excess, the lower the cost of your premium. However, you should only do this if you’re comfortable with the amount, as you’ll be expected to pay this if you need to make a claim. Finally, you should look at adding an older and more experienced driver onto your policy. This can help reduce the cost, as the insurer will see the risk as being lower.

The Bottom Line

The cost of car insurance for a 17 year old will vary depending on a number of factors, including the type of car, the postcode and the driver’s age and gender. However, there are a number of steps you can take to help reduce the cost of your premiums. Shopping around, taking advantage of any discounts available and increasing your excess can all help to keep the cost of your car insurance down.

Conclusion

Car insurance for 17 year olds can be expensive, but by taking the time to shop around and look for discounts, you can help keep the cost down. Always make sure you check the excess on any policy you take out, and consider adding an older driver if you’re looking for further savings.