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We find the best possible value in the market based on your individual needs, health and goals. We guarantee it!
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Your time is valuable. Don’t waste time comparing life insurance quotes from different companies online – the Life Insurance Blog has it all. Did someone else send you a lower price? Let our expert, licensed agents do the checking and beating – we negotiate the carriers for you.
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Need to be covered quickly? We can help you get the best life insurance policy fast – some in less than 20 minutes!
Remember we have access to over 60 companies. Some of these companies are faster than others because they use accelerated signature technology. We will find you an insurer that can cover you if you need it.
You are assigned a licensed independent advisor to guide you through every step of the application process and more!
We realized long ago that no one likes to deal with paperwork, applications and negotiations with life insurance companies. I mean, do you enjoy spending hours of your life doing these things? Of course not. We do all this and more at no extra cost.
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Buyers love options and we’ve got them all: store life, lifetime, universal life, final cost… we’ve got them all!
No matter what type of life insurance you need, we have it. We offer all coverage options from A to Z. Shop, Apply, Approved – Once approved you can even make changes to your policy!
Customize your policy! With access to all the top life insurance companies, we ensure you always get the best deal with our instant life insurance quotes.
Calculate and compare as many life insurance quotes as you like. Get quotes for term, whole life, universal life, final cost and more!
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We’ll help you like thousands of other shoppers who use Life Insurance Blog to find the best products at the lowest prices with A-rated companies.
If you want to get the best life insurance policy at the best price, you are at the right place.
It has been a pleasure working with you for both of my life insurance policies. Your business model (based on being online and conducting most of our communications via email) suits my needs and the way I like to shop.
I had a great experience working with Michael Quinn during my life insurance process. I highly appreciate and recommend his services to anyone looking for great research, support and advice. His company will provide you with the best options and then consistently follow up on any communications. I will continue to use his services and highly recommend.
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I would like to commend Michael Quinn for his excellent work in helping me obtain life insurance. He was very detailed in explaining the insurance and gave me a good understanding. He is also very patient and kind. He provides assistance in the field of life insurance.
Thanks Michael! You were great to work with and a true professional. You have achieved so much for me. I will definitely recommend you if I know anyone else looking for insurance. I would like to reinforce another principle at some point in the future. Thanks again.
We will find you the best life insurance policy at the best price. No Medical Exam Life Insurance? Traditional sound life? We have it all. So how much does life insurance cost? Get started with instant life insurance quotes.
On average, healthy people ages 18 to 70 can pay about $68 a month to buy a $250,000 life insurance policy.
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Not sure how much life insurance you need? It’s simple. Use our demand analysis calculator to do all the work for you. It’s fast, easy and effective!
How much will a life insurance policy cost you? Determining the cost of life insurance depends on factors like your age, gender, policy type, health and sum assured.
Use an independent broker like Life Insurance Blog. We do not work for a life insurance company. We use a network of over 60 top-rated companies to get you the best deal possible.
Term life is the cheapest. All life creates monetary value. How much could these policies cost you each year?
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How much does term life insurance cost? Term life will be the cheapest life insurance policy. Term life insurance costs less because it is temporary life insurance. A 30-year-old male in good health can expect to average $20 per month for a $500,000 policy with a 20-year term.
How much does whole life insurance cost? Whole life is generally the most expensive type of life insurance. Whole life insurance costs more because it provides lifetime coverage and increases in cash value. Whole life insurance can be 10-20 times more expensive than a comparable term policy
Guaranteed universal life insurance provides a good middle ground. It costs more for term but less for whole life – and it offers lifetime coverage! A 30-year-old can get coverage for about $171 per month until age 121.
Final Cost Life insurance is generally not expensive. Final cost costs are lower because the amount of coverage is usually less than other policies. A $10,000 final expense policy would cost about $49 a month for a 65-year-old.
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Life insurance costs have never been lower and buying life insurance has never been easier. You can start protecting your family or business now! Our instant online quotes let you compare rates from dozens of the best life insurance companies available. How much will life insurance cost you? Find out now by comparing quotes!
Term life insurance is usually the most affordable life insurance policy you can buy. The most popular terms are 10, 15, 20 or 30 year level insurance policies.
The term is perfect for budget-minded shoppers looking for maximum coverage at the lowest cost. Term is usually the cheapest way to get coverage. So if you don’t need lifetime protection, buy term.
>> Savings Tip If you want to save the most money, be sure to buy for 20 or 30 years. You get longer coverage at a fixed rate.
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The cost of non-testing life insurance is often comparable to term policies. Do you hate needles? Want to skip your life insurance treatment? If so, then no medical exam life insurance policy is a great option for you. A no medical exam life insurance policy is a great option for buyers who want to get insurance quickly without the hassle or inconvenience of a traditional policy.
Fast Approval Time: Anywhere from instant to 4 weeks (depending on the company) approved. Small benefits amount to words with a medical exam. Most no-exam firms max out at $400,000-500,000. There is one company that offers a $1 million no-examination policy, but you have to be very healthy to qualify.
>>Expert Tip There is usually a difference between no-exam and no-exam rates, but often very little depending on the company you choose. Everything else remains the same.
Not everyone is looking for a huge life insurance policy. The cost of the final cost policy can be very affordable. If you are purchasing a policy to cover funeral and final expenses, you have several options available to you. Final cost policies are generally given in two forms
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The biggest difference between funeral insurance and final expenses: Final expenses insurance covers both final expenses and funeral expenses. Funeral insurance strictly pays for the funeral and nothing else.
>>Expert Tip: Ultimate Cost is a great no medical exam policy with coverage amounts between $5,000 and $50,000.
Do you need cover for over 30 years? Buyers who need lifetime coverage have several options. Permanent life insurance includes whole life, universal life, IUL and guaranteed universal life (also known as GUL and “term life”).
GUL can provide you lifetime cover which is cheaper than other permanent products. A great alternative to more expensive permanent products like Whole Life. GUL is not good value for money. This is for life insurance coverage.
Infographic: Affordable Life Insurance More Common Than Most People Think
>> sleep tip. GUL is permanent life insurance. It is not a term life. You can buy GUL coverage up to a certain age. Buy cover up to age 90, 95, 100 or 121!
The price is the same whether you buy directly or through an agent. Life Insurance Blog Agents are paid a commission on any policy sold. We shop over 40 companies to find the best life insurance policy available for you, and you’ll never be short-changed.
Work with real life insurance experts. We’re independent, which means we buy from multiple companies so you’re not stuck with just one.
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