Car Insurance Military Discounts

car insurance military discount
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As a veteran myself, I know how difficult it can be to find reliable car insurance. Military members often have to move frequently, making it difficult to establish a long-term relationship with an insurance company. Fortunately, many companies recognize the sacrifices that our servicemen and women make, and offer military discounts on car insurance. In this article, I will discuss the basics of car insurance military discounts and what you need to know to take advantage of them.

What is a Car Insurance Military Discount?

Car insurance military discounts are discounts offered to military members and their families. These discounts can vary from company to company but usually include reduced premiums, waived fees, and other perks. Some companies also offer discounts to veterans and retirees. While not all insurance companies offer military discounts, the ones that do often provide significant savings.

Who Is Eligible?

Typically, active duty military, veterans, retirees, and their families are eligible for car insurance military discounts. Some companies may offer discounts to reservists or National Guard members as well. In order to qualify for the discount, you must provide proof of military service such as a DD Form 214 or a valid military identification card.

How Do You Take Advantage of a Car Insurance Military Discount?

The first step is to check with your current insurance provider to see if they offer a military discount. If they do, you can simply provide proof of your military service to qualify for the discount. If your current provider does not offer a discount, you can shop around for a company that does. Many of the major insurance providers offer military discounts, so it’s worth checking to see if any of them are offering a better deal than your current provider.

What Other Benefits Are Available?

In addition to discounts on premiums, many companies offer other benefits to military members. These benefits can include waived late fees, expedited claims processing, and additional coverage for military-related expenses. Some companies may even provide coverage for rental cars while on active duty. Be sure to ask your insurance provider if they offer any additional benefits for military members.

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What Other Things Should You Consider?

When shopping for car insurance, it is important to remember that the lowest price isn’t always the best deal. Make sure to compare coverage, customer service, and other factors to ensure that you are getting the best coverage for your money. Also, be sure to check if the company offers any other discounts such as good driver discounts or multi-vehicle discounts.


Car insurance military discounts can provide significant savings for military members and their families. Before purchasing a policy, be sure to ask your current provider if they offer military discounts, and if not, shop around for a company that does. Remember to compare coverage and other factors to ensure that you are getting the best deal. By taking advantage of car insurance military discounts, you can save money while providing the necessary coverage for your vehicles.